Annual annuity
Save a fixed amount each year, or take a fixed payout each year from a starting corpus.
Future value
—
Total contributed: — · Interest earned: —
Year by year
Formulas
Save: FV = PMT · ((1 + r)n − 1) / r
Withdraw: PMT = PV · r / (1 − (1 + r)−n)
Withdraw: PMT = PV · r / (1 − (1 + r)−n)
r = annual rate (decimal), n = years.